Trying to find a catalogue which offers a finance option without doing a credit check is near impossible. In fact, there are only 1 or 2 available to choose from and even those wouldn’t consider themselves a catalogue. The problem that you will find when purchasing from a no credit check catalogue is the interest rates will be considerably higher than average.
If you’re looking for this type of finance option there is a good chance that you have bad credit. With this in mind, we have found many catalogues who are quite willing to offer finance to people with a bad credit score. The plus side of this is that the interest rates are pretty good with some even offering an interest free period of up to 3 years!
If you have been refused credit previously, we do suggest checking your record for any inaccurate information or for any missed payments that you had forgotten about, before re-applying.